Payday Loan Rates & Payday Loan Terms

If you are approved for a payday loan interest rate information will be made available for you to review BEFORE you accept the loan. A loan will NOT be issued to you unless you accept the interest rate and repayment terms.

The payday day loan amount you qualify for is dependent on your state laws and your personal financial history. Once you are approved for a payday loan the interest rates and repayment terms will be available for you to review BEFORE you accept the loan. You will NOT be issued a loan unless you agree to the payday loan terms the lender offers you.

All payday loan lenders are required to disclose all loan fees and interest rates to the borrower under The Truth in Lending Act. You the borrower are under no obligation to accept the loan terms if you find they don’t meet your requirements.

Other factors that may affect your payday loan interest rate and fees include your local state laws and regulations. If you are interested in learning about these laws and regulations please do so before applying for a payday loan.

The interest rates of your payday loan may vary slightly from lender to lender. Payday loans should be used as short term cash advances not long term loan solutions. The interest rates of payday loans are typically higher that a comparable bank loan because payday loans carry a higher risk for the lender. Directpaydaylender.org provides a FREE lender matching service and you will never be charged by Directpaydaylender.org for using our website.

For specific questions about your payday loan please refer them to your lender after applying. If you would like more information please review our privacy policy, faq’s and tos.