Direct Payday Lenders

Loans For People With Bad Credit

Direct Payday Lenders Online ™

At Direct Payday Lenders Online ™ we understand that finding the right direct payday lenders online can be a stressful process. This is why we created our business to be as transparent and simple as possible.

To apply for payday loans online simply click the apply button in the navigation menu above and you will be taken to our express 256 bit encrypted application. It only takes a couple minutes to complete the application and our unique system allows us to instantly notify you of your loan status upon completion.

Unlike other online services we are constantly reviewing the direct payday lenders we pair you with to make sure they meet strict requirements. If one of the lenders fails to comply with our guidelines they are removed from the system no questions asked.

If you would like to learn more about Direct Payday Lenders Online ™ we have created a frequently asked questions page where you should find everything you would like to know. If for some reason you don't find the answer to your question you can contact us 24hrs a day through the contact button in the navigation bar.

We appreciate your business and are always open to receiving any feedback you have good or bad.

Payday Loan Industry News

LeapLab Charged by FTC for Selling Personal Mined from Payday Loans

According to a March 8 article that appeared in the online publication, Small Business Trends, The U.S. Federal Trade Commission filed a lawsuit in 2014 in Arizona’s U.S. District Court. The lawsuit alleges that the data broker LeapLab, as well as other brokers, feloniously bought information from online payday loan applications and resold the private data to marketers so they could profit illegally. One of the marketers involved in the lawsuit is Ideal Financial Solutions, based in Las … [Read More...]

Legislative Bill Could Help People Get Out of Payday Loan Debt

According to an article in the Lincoln Star Journal, Senator Kathy Campbell of Lincoln, Nebraska is proposing that the predatory practices currently used by direct payday lenders of payday loans be modified. The Nebraskan Legislature is suggesting that certain restrictions be put into the law. LB1036 would require that payday lenders permit borrowers to pay back financing over time versus paying a lump sum in two weeks. The current law allows payday lenders to charge $75 on a $500 loan … [Read More...]

Apply For Online Payday Loans With Instant Approval

If you're ready to apply for online payday loans start here. When a financial emergency strikes and you have no spare cash to meet the expense, it is not always possible to borrow from a friend or relative. Given the fact that many Americans are still struggling to bring their finances to an even keel post recession, not many people may be willing or able to lend you money on short notice. If your financial emergency is the payment of a bill or other dues, and your credit score is already … [Read More...]

Get The Best Payday Loans For Financial Emergencies

To apply for the best payday loans online up to 1000.00 start here. Payday loans are your lifeline when you have an emergency expense but are short of the cash to meet the expense. There are many expenses that cannot be postponed until payday. For example, emergency medical treatment costs or a critical utility bill cannot be left unpaid. Missed payments will multiply your problems manifold. Instead of letting the problem grow, you can avail of a payday loan to help you meet the expense on … [Read More...]

Who Needs Fast Payday Loans?

If you're looking for fast payday loans online we have less than 24 hour turnaround time. It only takes 3 minutes to apply with our express application start here. Payday loans are the best means of financing when an emergency expense crops up. Many Americans take out these loans when they need quick cash and payday is still weeks away. Although fast payday loans are an easy way to get cash, you need to understand exactly how they work and whether they are suitable for you. Online … [Read More...]

Learn About Payday Loans Online

Payday loans are what most people use for short term cash solutions when they have emergency expenses to cover. Cash advance loans can provide financial assistance enabling you to get by until your next pay period. More and more people are turning to payday loan lenders because of the lenient lending terms.

By definition, a payday or cash advance loan is money taken out by a borrower in between paydays from a payday loan company. The reason for taking out a payday loan may vary from one person to the next. Your reason for taking out a loan is not important to the loan lenders but your ability to payback the loan is important. When you decide to apply for a payday loan you will need to know some basic personal information about yourself so the loan lender can prepare a money transfer.

Lenders are not strict when it comes to the allocation of the cash loan they provide to borrowers. Unlike traditional bank loans, cash advance loans can be used to cover a plethora of unexpected expenses such as utility bills, vehicle repairs or any other emergency that may arise.

Payday Loan Application Process

The payday loan application process has never been easier. The introduction of the online cash advance application has further increased the popularity of this type of unsecured loan. Although there are still retail franchise payday loan offices, most payday loan customers prefer applying for a cash advance loan online.

Benefits of Applying for Online Payday Loans:

Instant Loan Approval Online

Getting a payday loan is undoubtedly easier and faster when compared to more traditional loans. Many people choose to use online cash advance websites to secure a loan because some payday lenders can offer instant approval.

If you can provide proof of income or employment to an online payday loan lender, the loan approval will most likely be granted on the same day that you applied. A telephone call or a notification email will be sent to notify you that your application for payday loans was approved.

It is the fast and quick approval rate of pay day loans which attracts both first time and return customers when they need quick loans.

Credit Checks

If you have a less than perfect credit score chances are you have been denied a loan by traditional banking institutions. An ideal alternative to traditional bank loans are payday loans online. Generally, people who have bad credit experience difficulty obtaining loans from big banks. This is because thorough credit checks are performed by large banks and unless you have very good credit you will not be offered any type of installment loans.

This is not the case if you apply for an online cash advance loans instead. People with bad credit can take advantage of the fact that some payday advance companies do not require credit checks for approval. This ensures almost everyone is provided an equal chance to obtain short term loan assistance fast.


Your personal information is secure and remains confidential when you apply for online payday loans. Despite the growing concern when it comes to online transactions, most fast cash no credit check loan companies utilize security tools in their web pages to ensure that no personal information is compromised. The information you provide is kept confidential and only shared with the intended parties.

Easy Withdraw and Repayment

Most online cash advance lenders will only need your bank account information and proof of income to approve your online loan application. You must have a checking account in your name to be approved for a cash loan since direct deposit will be used. This direct deposit of a cash advance usually happens one day after the loan application.

Usually the payday loan company will collect automatic payments from your checking account under the loan repayment terms you agreed too. There is no need to write a check or drive to the payday loan lenders physical office to pay them.

If you need a fast, reliable and convenient source of securing emergency funding cash advance loans are exactly what you're looking for.